Who We Are
Our Mission
Our mission is to provide clients with secure, profitable, and seamless real estate solutions, whether buying, selling, renting, or investing. We aim to make every transaction transparent, efficient, and stress-free.
Our Values
At SOLMY, we prioritize quality over quantity, tailoring every solution to meet individual client needs. Our core values—integrity, professionalism, and attention to detail—ensure successful outcomes and lasting partnerships.
Real Estate Success Story
The story of SOLMY began with a genuine passion for real estate shared by its Ukrainian founders. With over 10 years of experience in consulting, construction, and development, they successfully completed three premium residential projects in Ukraine under the KDG Group: ЖК 044, ЖК Brooklyn, and ЖК Kyivsky, delivering and selling over 10,000 square meters of living space.
After relocating to Costa del Sol, the SOLMY team brought their expertise to Spain, offering a full range of services: real estate consulting, sales, interior renovations, and investment operations
Your trusted partner
in real estate
Client-first approach
Multilingual experts prioritizing your needs.
Regional insights
In-depth knowledge of Costa del Sol's market trends.
Proven Experience
From developments to sales — over a decade of success.
Luxury
Meet Our Team
Testimonials
My agent helped me find an affordable apartment in a great area. I appreciated his attention to detail and his advice on the paperwork and local services.
The home-buying process went smoothly. The team was very professional. Thank you for assisting with every detail!
Thanks to Alexander, I easily rented an apartment in Spain. My friends recommended him, and they were right! He was very helpful, even with local advice.
Renting a villa wasn’t an easy task, but Solmy quickly found the perfect option for us!
Frequently Asked Questions
What documents are required to buy a property in Spain?
Essential documents include a valid passport, NIE number (foreigner identification number), proof of funds, and the property’s technical and legal documentation. A power of attorney may be needed if represented.
What is needed to buy property in Spain as an EU citizen?
EU citizens benefit from simplified procedures, needing only a valid ID, NIE number, and proof of financial means. The process is streamlined, but professional guidance is still recommended.
Can a foreigner get a mortgage in Spain?
Yes, many Spanish banks offer mortgages to non-residents. Requirements typically include a higher down payment and proof of stable income. Working with a local advisor can ease the process.
What is needed to get a mortgage in Spain as a foreigner?
Foreign buyers need to provide identification, proof of income, credit history, and details of the property. A larger deposit, often around 30%, is usually required compared to residents.
Can I get a mortgage in Spain from the UK?
Yes, UK residents can obtain mortgages in Spain. It’s advisable to consult with Spanish banks or mortgage brokers who specialize in international clients to navigate the specific requirements and rates.
Who pays the broker fee when buying a house in Spain?
Typically, the seller pays the real estate agent’s commission. However, it’s crucial to confirm this arrangement with your agent to avoid any misunderstandings.
What percentage do most estate agents charge in Spain?
Estate agents usually charge between 3% to 5% of the property’s sale price. This fee covers marketing, negotiations, and facilitating the transaction process.
Do buyers need to pay a real estate agent in Spain?
In most cases, buyers do not pay the agent’s fee as it is covered by the seller.
What are the hidden costs of buying property in Spain?
Beyond the purchase price, buyers should account for taxes, notary and registration fees, legal fees, and potential renovation costs. These can add approximately 10-15% to the total investment.
What is the property tax in Spain for foreigners?
Foreign buyers are subject to the same property taxes as locals, including the Impuesto sobre Bienes Inmuebles (IBI). Additionally, there may be non-resident income tax if the property is rented out or not rented.
How do I pay my IBI tax in Spain?
IBI tax is paid annually to the local town hall. Payments can usually be made online, via bank transfer, or in person at the municipal office. It’s important to keep receipts for your records.
How is the IBI calculated?
IBI is based on the property’s cadastral value, which considers factors like location, size, and property type. Each municipality may have specific rates, so it’s advisable to check with your local council.
What fees are involved when selling a house in Spain?
Sellers typically pay capital gains tax, agent commissions, and notary fees. Additionally, there might be costs related to obtaining necessary documentation and any outstanding property taxes.
How is capital gains tax calculated for non-residents in Spain?
Capital gains tax for non-residents is based on the profit made from the sale. The rate may vary, so it’s essential to consult a tax advisor to understand your specific obligations.
Who is responsible for paying the property transfer tax in Spain?
Generally, the buyer pays the property transfer tax.
Let’s Find Your Home
Whether buying or renting, we’ll help you find a place that feels like home. Share your preferences, and we’ll send you exclusive listings tailored to your needs.